Quick Question. We've transition to Lightning and still working through several end-user access challenges....

My question is around a system's permission - does anyone know what is meant by most for the permission of  "Transfer Record"; who description is "Change owner of most records". A user is not able to transfer an account from one owner to another and should be able to with this permission.  

Hopeful to learn what's meant by "most" - perhaps Account Owner transfers do not fall in the bucket.

Thanks in advance for your assistance.