Hello everybody, and thanks for being in my class today.  I hope you got a lot out of it.  Now, regarding data SECURITY -- a big topic, and a bit complex:  Reminder that "CRED Rules."  That means even if you OWN a record (full access), if you have CRE for example on the object (and not D), you cannot delete your own record!   Or, let's say the Admin accidentally removes all CRED from that object (for you), you have no access even to your own records on that object.